It is a life of tension without pension. A life where one greys while in the red. A life where a former high-flier becomes a lowlife and gossips can’t stop asking, “What did he/she do with the salary they earned while working?”
Are you self-employed or in a chama? One area you can take care of like a boss is your pension. In the course of your working life, you need to set aside some amount for your sunset years.