Out there, they have a way of describing a situation where one takes care of their future. It is called doing things like a boss.
Are you self-employed or in a chama? One area you can take care of like a boss is your pension. In the course of your working life, you need to set aside some amount for your sunset years.
And when that time for retirement comes, you can reward yourself like a boss. You can choose to be a full-time amateur senior golfer. No one can stop you. You can even choose to become a fish farmer who spends his or her days whistling at your school of fish (maybe even a group of schools) and giving them names as you feed them. Again, no one can stop you.